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Thursday, May 20, 2010

#Health2stat kicks off in Bethesda

A packed house for another action packed series of talks.


Dougla Naegele talking about mobile health in Africa

Fascinating examples of ingenuity

Nancy Shute of US News and world report. "Now the news is Oprah- checked" associated content editors spend two minutes checking a story.
What do we do about this?

Heslthnewsreview.org doing some interesting health reporting

1. News orgx should explain how they report.
2. Develop reporting standards
3. Creat tools to make news more accessible

Glenn Pearson talking about a lost person finder. A tool to help in the event of a major disaster. A tool tocollect and search people descriptions and pictures.

A prototype demonstrated at CMAX09. It was put to a real test during the Haiti earthquake disaster.

Miguel Gomez of AIDS.Gov talking about using new media for aids outreach. 80% of people come to aids.gov for basic info that they are not setup to do. they are adapting to meet this need.

Fed employees don't understand how the US public use the Internet to find health info. They want peer to peer information from people like themselves. But they also want expert info. Social media is about repurposing content.

Finally Ed Bennett and chip harman talking about web governance.

How to do web stuff in large complex conservative organizations. They MADD a reference to Lisa Welchman's 10 management truths for the digital age.

What does your web presence say -are you messed up? It was ok in the 20th century

1 your web is a manifestation of your organization
2. Bold leadership is vital from the top. Without it you magnify weaknesses to your competitors and customers
3. Decision making based oncexpertise not power. Get data to support your argument.
4. An inclusive business framework for both physical and digital presence.
5. Standards enable collaboration. Managed chaos spawns innovation
6. The web is an asset. Use it to create efficiencies and more revenue.
7. The organization owns the web presence. Not just marketing and communications or IT.
8. Management should embrace impermanence.
9. Know your customer. Own your mission.
10. Measure twice execute once.


Mark Scrimshire
B: http://ekive.blogspot.com
....Sent from my iPhone

Posted via email from More pre-blogspot than pre-posterous

Friday, May 14, 2010

#bcrdu @danwilson doing great session on emplyee engagement in health

Mark Scrimshire
B: http://ekive.blogspot.com
....Sent from my iPhone

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#hcrdu Marci Williams talking about video blogging vlogging in healthcare

Mark Scrimshire
B: http://ekive.blogspot.com
....Sent from my iPhone

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#hcrdu Alan Augustinos Cisco keynote

What where how about me becomes virtual me or probalistic me.

Continual updates driving personalized medicine.

How do we enable self awareness and micro choices that enable us to live well live long and then die quickly.

Health information - the virtual me - needs to be in the cloud.


@naugustinos


Mark Scrimshire
B: http://ekive.blogspot.com
....Sent from my iPhone

Posted via email from More pre-blogspot than pre-posterous

Nick Augustinos of Cisco gives 1st keynote at #hcrdu

Mark Scrimshire
B: http://ekive.blogspot.com
....Sent from my iPhone

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Gayle Tuttle kicks off a sell out #hcrdu

Mark Scrimshire
B: http://ekive.blogspot.com
....Sent from my iPhone

Posted via email from More pre-blogspot than pre-posterous

#hcrdu the anticipation is building 130 people attending healthcamprdu

Warning: I will be trying to blog throughout the day from the BCBSNC hosted HealthCampRDU. Thanks to all the sponsors and to on going support from Socialtext for providing their great wiki platform to http://healthca.mp

Mark Scrimshire
B: http://ekive.blogspot.com
....Sent from my iPhone

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#hcrdu the crowd comes in for the kickoff session

Dateline; Durham, NC

Mark Scrimshire
B: http://ekive.blogspot.com
....Sent from my iPhone

Posted via email from More pre-blogspot than pre-posterous

Welcome to HealthCampRDU

HealthCampRDU kicks off today with a sell out crowd.

Monday, May 10, 2010

The video (http://bit.ly/hcrduintro) is up for #hcrdu (@healthcampRDU) on May 13-14

This weekend  I have been busy editing videos for the upcoming HealthCampRDU that takes place in Durham, NC on May 14th. The few remaining tickets are available at http://healthcamprdu.eventbrite.com

The intro for HealthCampRDU is here:

You can share it with friends via the short url http://bit.ly/hcrduintro

The other video I have been working on for HealthCamp is the fight Disassociated Patient Syndrome (fightDPS) video. Check it out here: http://bit.ly/fightDPS

 

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Sunday, May 09, 2010

#FightDPS - Fight Disassociated Patient Syndrome - Check out the video (http://bit.ly/fightDPS)

Last week I spent a good few hours in the car listening to the radio. Instead of my usual diet of CSPAN I was listening to a music station from Chicago. One ad that came up frequently on the radio was an ad for a medical condition: Shift Work Syndrome" I am sure you can google this and find out which pharma company is behind you talking to your doctor about a new miracle drug that will overcome the sleepiness you feel after taking the drug that overcomes your "can't sleep syndrome." Anyway, I digress.....

The point is the ad got me thinking. There is a much more common ailment that afflicts everyone that comes in contact with the Health Care system. A condition that afflicts both patients and medical professionals. It is a condition that drives much of the discussion that we have at HealthCamp (http://healthca.mp). 

Which reminds me.... Are you coming to HealthCampRDU in Durham, NC this Friday May 14th? Over 100 people have already signed up at http://healthcamprdu.eventbrite.com. There are just a few tickets left. You can get more details at http://healthcamprdu.org

...Back to the point of this post. Yes, there is a point! I have been asked to update a video to show @HealthCampRDU. I have produced a number of these for other HealthCamps. You can see them on my YouTube Channel: http://www.youtube.com/ekivemark. So, while I was setting about updating the video those Medical Condition Ads kept popping in to my mind and I realized that HealthCamp has been fighting a more prevalent Medical Condition: Disassociated Patient Syndrome (DPS). You may well have DPS and not even know it. Find out more by checking out the Ad on YouTube

If you want to send this to your friends on Twitter or Facebook you can use the bit.ly short URL: http://bit.ly/fightDPS

Spread the word! Get involved with HealthCamp and help us fight DPS.

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Monday, May 03, 2010

#whccic John Kaegi BCBSFL

Real time notes from WHCC innovation congress

Emerging Marketing Implications:
- Adapt B-C Marketing Model
- Sustain Customer Base
- Curb Medical Cost Inflation

Adjacent products employ existing capacity to deliver familiar "jobs to be done"
- Logical brand extension

Consumer needs are paramount in a retail market
- Jobs to be done:
1. Stay Well
2. Episodic/Get Well
3. Maintain Health

40% behavior
15% Social Circumstance
10% Inadequate Health Care
5% Environmental Causes
30% Genetic disposition

"No nation can afford to focus only on sickness" - Prathap C. Reddy, India Hospital System

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#whccic Alex Akers, Microsoft - Supplemental Products and Value Propositions for Emerging Individual Consumers

Real Time Notes from WHCC Innovation Congress

Alex Akers, Health Plan Strategist, Microsoft

1. The Cell Phone is the platform
2. Telemedicine matters
3. The best way to engage consumers is for them to have fun
4. Social Media may matter
Vision for consumer engagement:

"Mobile could be a game changer, but only for those who get in the game"
Self care is the fastest growing category in the Apple Apps Store.

Humana Sensei App is a virtual dietician app that works across desktop and mobile.

Weight Watchers: Members that attended meetings AND used tWeight Watchers Mobile lost 50% more weight.

Facebook: 300M users
50% active logon each day.

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#whccic Karen Kocher of Cigna

Realt time notes from WHCC Innovation Congress

Check out the Global Knowledge Exchange Network for sharing best health practices from around the world.

The Health Care industry is still in the mode of push in Social Media.

CIGNA are doing proactive scanning of Twitter to detect issues people are having issues with - not just Cigna related.

CIGNA data triggered actions:
- Public health and wellness education
- Enhanced Award winning EOB
- Customer Champion program- 24x7 Service
- "Word We Use"

Companies measure the wrong things and congratulate yourselves on those wrong things.

CIGNAs ALignment Continuum

- Awareness - i am aware of
- Understanding - I understand
- Relevance - It is relevant to me
- New Behaviors - I do things differently because of this knowledge.

Cigna's Public education program reflects the health care landscape which is dominated by the reform issue.
objectives:
- Improved business performance
- Educate important stakeholders
- Position as customer advocate

Reducing out of pocket cost generates most interest. People also want to know how to navigate the health care system.
35-54 age group is rapidly adopting Social Media. It is already dominant medium in 18-24 age group.

In social media Cigna learned that people will invest up to 5 minutes. Keep things short!
Why Water? Campaign. Learn and Earn program

youTube channel. Doc Rock videos are most popular.

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#whccic John Bigalke - Deloitte talking on Innovation and Creativity - survive and prosper in an uncertain health economy

More real-time notes from World Health Care Congress Innovation Congress

John Bigalke: People define innovation differently.

What does Innovation mean given where Health Care is in its life cycle.

Innovation and Creativity - A Recipe to Survive and Prosper in an uncertain health economy

AND should be OR - survival is very different mindset from prospering.

Economy should be the 3 E's Economy, Environment and Ecosystem.

Think Differently!

John showed organizational characteristics with two halves of the life cycle [Editor Note: I think he missed the 3rd half - The declining period]

Innovation is trying something people have not done before.

A disruptive innovator has nothing to lose. Once they get a market they have something to lose. Then they reach the drive to sustain/tweak/survive. The core of the HealthCare industry is in the sustain mode.

- HealthCare is Stagnant
- ROI is difficult to measure
- Focus is on the legacy needs of the constituents
- Unable to influence the behavior of others in the system

Elements of Reform: More than the congressional legislation
There is already reform taking place at the state level. ICD-10 is underway. ARRA is kicking in.
Private employers are pushing initiatives (Editor: eg. Dossia)
Medicare implementing Episodic payments in 2013.

4 tiers of investment going on:

1. Health IT (1. e-prescribing 2.fraud detection 3.. administrative simplification 4. care coordination)
2. Comparitive effectiveness (personalized medicine, bundled payments,3. Primary Care 2.0
4. Consumerism

Check out deloitte.com and check out industry landscape. A complex diagram that maps drivers, obstacles and enablers and this creates convergence opportunities.

Obstacles:

- risk
- embedded interests

The key elements of reform are:
1. Consumerism
2. Comparaitive Effectiveness
3. Coordination of Care
4. Health Care IT

Expanding the horizons of care:
- Medical Tourism
- Retail Clinics
- Remote Monitoring/Smart Homes
- Mobile Technology
- Virtual Visits

States will have to change. They are dealing with many different issues that are inter connected.
The Wellness view "Wholistic"The most appropriate conversations happen at the point of care. Accountable Care Organizations are emerging and will be influential.
Data is a gold mine. The greatest asset that is not on the payer's balance sheet.Social Media - progressive organizations are embracing social media. Most in the industry have an inside-out view. But Web 2.0 is about the engaged individual.

The iPhone as the newest competitor. [Editor: amen to that - Africa runs rings around us in the use of SMS Text on the simplest phones.

The future requires us to be flexible. in order to handle uncertainty.

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#whccic - Results of a consumer centric benchmarking survey from William Boyles

More real time notes from WHCC Innovation Congress.

The Market pressure has reached the point where health plan financial performance depends on the ability to innovate.

There is no clear standard of best practice and there is no clear view of whether the industry is spending more on new products.

feedback from the audience: Need a better set of questions. Innovation is not just the big changes but also a lot of smaller innovations.

Innovation focus:

CDH 70%
Web Self-Service 58%
All Inclusive PHRs 50%
Web-based office visits 50%
Provider Patient email 42%
Gift Cards/Rewards 30%
Plan designs/copays 25%
E-broker web sites: 15%
Social Networking: 5%

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#whccic The Convergence of Group and Individual markets

Real time notes from WHCC - Innovation Congress

Rob Panepinto, Managing Director, Client Practice Group at Connextions Health

A tactical look at the transformation from B-to-B to a B-to-C model.

"Reform will just be an accelerator - the market will reform regardless." Employment-based coverage will continue to decline.
Triggers to change:
1. Job or Benefit Loss
2. Aged out ( >18 >65)
3. Group Plan opt-out
4. Early Retirement

Member Transition Best Practices:
1. Develop Right product, at right time to right members
2. Targeted outreach campaigns
3. Multi-channel web buying support for consumers (web, chat, text)

If you develop pre-approved products as part of retention efforts how do you handle brokers in that context.

[Editor's Note:] what do the Cell Companies do with brokers when they upsell?

What can be implemented today:
<65 Perspective - 
- Timing of access to disenrolling members
- Target the Right customers (pre-screening and auto or rapid underwriting)
- COBRA (Provide consulting support to help members make the right selection)
- Provide support and education

With Aging Up Dependents: 
- You sell to both Kids and Parents
- These invincibles are underwritten by the parents in event of a catastrophe

In small business sector where Group coverage is declined:
- Offer individual products

Michael Cho, Founder and Chief Strategist at DestinationRx

Group Retirees needs are different. They are angry at loss of coverage. 
This group is typically in the higher income bracket and are active Internet users.

The Plan knows what the retiree has used on the group plan. This puts you in the position to be able to tailor a plan to meet their needs very effectively. These are savvy buyers. Don't sell on Premium. They understand total Cost of Ownership. They look for lowest overall cost.

The upcoming reform legislation will impose a similar buying experience on the proposed exchanges. People will be able to see estimated total annual costs and not just the premium.

Posted via email from More pre-blogspot than pre-posterous

#whccic BCBSMN and American Well - innovative delivery models for accessible and affordable care

More real time notes from the WHCC Innovation Congress.

This session has MaryAnn Stump SVP, Chief Strategy and Innovation Officer from BCBS Minnesota and Roy Schoenberg, CEO of American Well talking about new delivery models that leverage the Internet to deliver accessible, affordable, Quality care.

Roy Schoenberg led off the session. He talked about American Well's Online Care solution.

Online care is a technology solution that allows patients to be connected with physicians. It is more than just a video chat session. Patients are members. They have a health history. They have benefits. Providers have a relationship with the plan too. The interaction needs to recognize allo of these aspects to the care transaction.

Capture the opportunity of an available provider and match that to patients that require access.

The benefit to - 
Consumers: Immediate access to care from their home
Physicians: Freedom to practice on their own terms.
Payers: shift care home in to the most convenient low cost setting.

The typical referral process involves the consumer in traveling 6 times:
1. To Doctor
2. From Doctor
3. To Specialist
4. From Specialist
5. To Doctor
6. From Doctor

While Physicians practice within state lines. Physicians can refer across and consult across State lines.

In the past 12 months the online care systrm has gone to:

BCBSHI
BCBSMN
UHG/Optum - National
TriWest
Ascension
BCBSNY

Gartner projects that by 2013 25% of encounters in US and Europe will take place over the web.

MarryAnn Stump then talked about the experience with Online Care at BCBSMN

"Transforming Care Delivery"

What we are currently doing isn't working. 

Employers are worried too.

BCBSMN has a number of innovative employers in their region.

What attracted BCBSMN to American Well was:

- A real time approach connecting consumers to providers online
- Live interactions
- Upholds PCP coordination and care continuity
- Offers new practice opportunities and flexibility for health providers
- Delivers increased access and affordability

It allows care to come to people and not force people to go to get care.
BCBSMN started by testing on their own employee base.

The Goal: 24hr affordable access

A typical employee clinic costs about $200k to build.
They recreated the employee clinic as a virtual employee clinic

The PC for access but also some monitoring equipment that is integrated to Microsoft HealthVault

Access is by Video, Telephone or IM texting.
There were challenges in introducing the service in to the day-to-day practice at providers. 

The project is 14 weeks old. so what has been learned:

Over 1100 registered users. 66 visits so far. They bypass the claims system. It is a retail solution. Peak hours are during the work day. They are learning what to recommend when they roll out to other employers. 

Of the 66 visits: 88% replaced an office visit. 9% replaced a retail visit. 9% = other -reflects unmet need for advice from a doctor.
from the Doctors perspective:

52% replaced a retail clinic visit, 27% replaced an office visit, 23% are new uses.

82% said online care is good value. Cost is 45$ and it is subsidizes with $25 making a net cost of $20. Given the harsh winter this has been very popular. 50% of the participants said they learned something new by using online care.
82% said they saved an hour or more by using online care. 18% saved 3 or more hours. 80% said the time saved was during work time.

They engaged with physicians early in the process. This is disruptive technology. The 45$ price was driven by under cutting Minute Clinic but giving access to a doctor. All parties agreed in a multi year agreement to take 20% out of the cost of the transaction.

This is a consumer model. Providers think of the people they serve as patients. The plans think in terms of members. Both have to now think about "Consumers"

The challenge with Minute Clinics is the inbound and outbound data flows. The clinician doesn't know anything about the consumer. Even if they have to provide the data back to their PCP after the event. In online Care the feed to the PCP is at the option of the Patient. However, the system can provide background to the online physician before the event. Care continuity is a pillar of the system.

The process has a "wrap-up" step that allows the physician to revisit the notes. The system uses rules to attach patient education materials that reflect the decisions made during the visit. 

Milliman looked at Online Care. They looked at Episodic Treatments and looked at potential substitutions. On acute conditions only they looked at a $7PMPM saving in the medicare population. Primary Care, Chronic Care and Follow-up with Physicians.

Online Care is set to become a substitution level of care.  Online care extends Primary Care in a non Bricks and Mortar context. 

Is Online Care mobile: Yes - There is an IVR front-end that can enable use with just a phone. The interface is no where near as rich. AmericanWell is working on an iPhone App. 

[Editor's Note:] Wow - Think about an iPad version of online care using Chat and voice. All it needs is for the iPad to include a camera.

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#whccic Jim Gallagher BCBSRI Bridging the Customer/Consumer Divide

Real time notes from WHCC Innovation Congress

In Rhode Island BCBSRI have identified a number of consumer segments


Cost shifting to consumers is reaching a plateau.

Value-based benefits are being looked to in order to lower future costs.

Value-based benefits are not a cost containment strategy. They are a long term prevention strategy.

Benefit Design needs to be matched to the different consumer segments. eg. Healthy at Risk v Chronic v Complex.

Value-Based Benefits need strong employer participation.

BCBSRI has an account management structure for employer accounts that coordinates between Retention, renewal and service management functions.

Posted via email from More pre-blogspot than pre-posterous

#whccic Jim Gallagher BCBSRI Bridging the Customer/Consumer Divide

Real time notes from WHCC Innovation Congress

In Rhode Island BCBSRI have identified a number of consumer segments


Cost shifting to consumers is reaching a plateau.

Value-based benefits are being looked to in order to lower future costs.

Value-based benefits are not a cost containment strategy. They are a long term prevention strategy.

Benefit Design needs to be matched to the different consumer segments. eg. Healthy at Risk v Chronic v Complex.

Value-Based Benefits need strong employer participation.

BCBSRI has an account management structure for employer accounts that coordinates between Retention, renewal and service management functions.

Posted via email from More pre-blogspot than pre-posterous

#whccic - Lois Gargotto of Humana

More Real-Time notes from WHCC Innovation Congress

70% of disease is likely preventable
50% of cancer is avoidable
50% of accidents could be prevented

Lifestyle behavior also impacts the workplace.

Employers are looking for solutions to not just absenteeism and Presenteeism

Lifestyle behaviors tie to chronic diseases

Humana have 4M medicare eligible members, 2M Tricare, 4M ASO members

Other factors that erode the Value proposition:

- Little segment specific customization
- Wellness and rewards programs are nothing special
- Constant Payor consumer tool "feature warfare"
- Employer discomfort with yearly member cost share increase
- Provider "Gaming" (High cost speciality drugs dispensed in the office but available at lower cost  elsewhere - eg. human growth hormone, High markup on implant devices where doctors receive incentives from manufacturers).

Once people reach the claim deductible their utilization goes up. They pack in care to try and avoid having to spend against their deductible in succeeding years.

Humana's CoverageFirst  allowed spend pattern is lower.
The reasons:

- Aggregate family deductibles
- Integrated medical and RX deductibles
- HSAs (especially with employer funding) result in "first dollar" coverage
- Consumers not using e-tools to make informed decisions
- Federal MOOP limits lower than most PPOs due to what counts.
- Few plans have co-pays and coinsurance after deductible is met (100% plans)
- Vendetta Factor ie. people hate plans an when they reach deductible limit they "stick it" to the plan and spend like crazy.

The next generation:

Inspire well being and personal accountability

collaboration
new provider network models

Mobile is critical component - point of care access

Humana - New Personal Health Allowance Product

Personalized consumerism solution that provides incentives for lifestyle accountability.

Tiered medical benefit that employs a personal spending allowance

Conceptual Design:
- Lean benefits with no behavior change. Change and get enhanced benefits

The product requires commitment which includes:
- Health lifestyle map, BMI screening,
BMI over 27 complete a weight management coaching program.
Smoking cessation
sign up for Mail order RX and eCommunications

Value Based Benefits. Focus on Chronic conditions. Good management leads to lower consumer costs.

The new paradigm is Well-Being Engagement

 CoverageFirst is the best performing product that Humana has ever produced. 
Lowest PMPM. Low ER utilization etc.

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#whccic patchy connectivity at another health care conference

It is amazing to be attending yet another forward looking Health Care Conference and once again there is no Internet. It seems to sum up everything that is wrong with Health Care. The industry is inwardly focused and shut off from new ideas.

As was discussed this morning in the keynote address, the Internet is transforming industries from Finance to Travel to Publishing. Health Care can't escape that.

Increasingly patients are collecting information about themselves on line. They are searching on the Internet for information and yet the industry closes it's eyes and ears to the new reality.

Our doctors are some of the most highly paid transcriptionists in the world. We sit in their offices with us and ask us questions and write information down in our medical history. Information that we may well have already recorded in a Personal Health Record.

We have to break down the glass wall between Patient, Provider and Payer. Being able to share information will help us reduce cost.

anyway.... enough of my rant. Let's get back to the recorded programming........

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#whccic - Torben Nielsen talking about engaging consumers n Social Media and Health

Real time notes from WHCC Innovation Congress

How to engage consumers using Social Media.

Regence have a platform that has been adopted by the Blue Cross Blue Shield Plans.

Social Media such as Facebook, YouTube and Twitter create a platform for conversation.

Consumers can now build social networks using Social Media that is not restricted by geography.

YouTube - 2009 - 173M Americans went to a video store. 40% went to YouTube. It is the biggest search tool after Google itself.

Facebook took 1.5 years to reach 50M participants. Radio took 38 years, TV 13 years and the Internet 4 years.

It is User Generated Content that is the driver.

HealthCare has been paternalistic. Social Media is changing this.

The internet is the most used source for Health information (source: iCrossing) 59% then followed by Doctors (55%)

Employers no longer feature as a trusted source of advice around their choice of health plan.

Younger generations compile their information from many sources - using the internet.

Reasons for connecting online:
36% - see what others say about medication or treatment
31% others knowledge and experience

2.6M lives covered. $8.9B member premiums annually.
550,000 registered users. (33%)

Average industry is 15%.

Regence finds that many consumers are unaware of the tools that are available on the web site.

How was MyReence born?
New Member facing web site in 6 months. Member engagement on the web was at 3%

- Proven implementation process
- Agile methods
- Iterative development
- Team effort (small team)
- Test, modify, test

Philosophy:

Choice + Information + Financial Incentives = Optimal decision related to care

Advise members, help them navigate

Continue to iterate: 26 release per year.
User group of 400 people. Use them for testing.

20 articles promoted every 2 weeks.
Members can provide topics. Members contribute to stories. Video team goes an interviews members.

myRegence now adds a Health Cost Estimator compares options across the 4 states Regence is active in.

90,000 members have created a personal health record.

Most popular segment is Female in 25-40 age range.

MyCommunity
52,000 conversations
24,500 MyCommunity Profiles
50,000 page views per month

Top 5 boards:
Water Cooler
Pregnancy
Health in the News
Parenting
Weekly Weigh-In

Community is largely self-policing.

Moderation is transparent. It doesn't happen in the dark. The reasons for deletion of a post are posted as a reply. It helps to educate the community on appropriateness.

Personalization doesn't currently extend to knowledge of courses of treatment that a member is following. That may be something done in the future because it requires more extensive business intelligence and database interaction.

Moderating is fast (1 business day)
Posting is live. No approval process

They have provider Reviews
- the real value is that the payer can tie to a claim. Therefore you have to have had a claim before you can rate a provider. This prevents review spamming.

46,000 Provider reviews
11,000 have comments
90% of people recommend their provider
40,000 provider searches per month
Top filters: Accepting new patients, female specialty, night hours

It includes a thread on "what do you think about Regence?"
- Without it you aren't considered trust worthy.

Personal Health Record:

Save a Snapshot feature. .

Site Stats:

Minutes per visit: 12:58 mins
% single page visits: 15%
WebMD = 43%
MyOptumHealth = 80%

5.5 Visits per year

300,000 emails per month

Using Twitter to drive engagement. Also YouTube and TV ads.

Evolution Strategy:

1. Know Me
2. Engage Me'
3. Connect Me (help me find answers) Currently here.
4. Partner with Me (producing answer to others)

BCBSRI has signed up for MyRegence, part of a national Blues Community initiative powered by MyRegence.

ROI on myCommunity:

Treatment cost estimator was originally targeted at CDH members but they find many others found it useful.

Sites to check out:

Posted via email from More pre-blogspot than pre-posterous

Catching up on Health Care

I have been offline for a while now. Staying connected to Social Media has been a challenge when so many sites are blocked while I am at work. After an exciting time at the recent #decisiontree event at the Pew Research Center I took some time to review this blog. As  I was looking through I realized that many of the reports I wrote while at the World Health Care Congress Innovation Summit in March 2010 never made it here.

Be warned!  A slew of reports are about to get posted. Then I may go quiet for about a week. Then it will be time for HealthCampRDU.

HealthCampRDU - May 13-14th, Durham, NC
Yes. thanks to the Foundation Sponsorship of BlueCross BlueShield North Carolina the next HealthCamp is HealthCampRDU being held in Durham, NC on May 14th. I am planning to be there and you can be too!

You can still sign up for the event.  Go to http://healthcamprdu.eventbrite.com.

You can check out more about the event at http://healthcamprdu.org. If you are planning to attend then make sure you arrive early Thursday evening, May 13th. There is a pre-event meeting. Details can be found on http://healthcamprdu.org and your $25 entry fee to HealthCampRDU covers the May 13th meeting too!

HealthCampDC
Finally, I had hoped to organize a HealthCampDC to coincide with Health 2.0 goes to Washington. The Health 2.0 event takes place on Monday June 7th. Unfortunately, I have been unable to secure a facility for June 8th in Washington DC in order to host HealthCampDC. If anyone has a suitable venue (we need a large meeting room and a group of smaller meeting rooms with Internet access) please let me know.


#whccic - Engaging Consumers in Social Media and Health - a perspective by William Boyles

More real time notes from the World Health Care Congress on Innovation - an internet-less innovation conference - which sort of sums up the state of innovation in health care - very insular.

William Boyles - Director, Global Business Forum on Health

The more news comes in the more people value the filters and screening. They want trusted screeners.

In 2010 Employer Cost Trend is projected to fall. from 7% in 2009 to 6.5%

"Reform is dead and decentralizing" Next round is in 2014. Now is the high water mark for federal legislation.

The clock is ticking down on private health insurance in the USA. 

What happens next?
Action moves to the state level and the emergence of state exchanges.

We will see the merger of 3rd generation CDH with wellness.

Consumer Health Savings update in 2010:
HSA - 11.4M+ lives in 2010. Projected to Grow to 23M in 2015
HRA 8.5M lives and tied to incentives. (difficult to measure and under reported)

Consumers alone can slow health spending
- CDH and HDHPs will rule
- Value based designs and CDH will be more integrated

Government alone can increase Access
- Small Group / Individuals need lower-priced products
- Local markets are much stronger backers of CDH

Times have changed in Technology and Medicine.

"HealthCare is not like IBM selling mainframes to companies"
[Editor] Really - Aren't individual plans the equivalent of the PC....?

Who wil prosper?
- Internet cloud-based solutions
- All levels of government are potential customers (not just medicare)
- Direct to Consumer will be provider-linked 
- Finding demand is easier than creating demand

Predictions for the next five years

- HIT adoption will redefine all products
- Cost pressures will drive innovation budgets
- Products which save consumers money will excel
- Products increasing physician interaction

Definitions: 
CDH Consumer Directed Health Plan
HDHP High Deductible Health Plan
FSA Flexible Spending Plan
HRA Health Retirement Account
HSA Health Savings Account

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#WHCCIC The Innovation Congress kicks off

These are real-time notes from the World Health Care Congress on Health Plan Innovation that is taking place on March 11-12 in Orlando.

Steve Auerbach, President of connextions Health kicked off the 2 day Congress event by talking about Innovation.

His computer Avatar linked the Apple iPhone's integration and the transformation of the Travel Industry from a Business-to-Business to a Business-to-Consumer model. The obvious parallel being that Health Care is on the cusp of the same transformation.

  • Consumer Aggregation will become a focus
  • Choice is needed to drive down cost (I argue that Informed choice is needed
  • Successful companies allocate cost across the entire consumer experience
  • The strong will survive in a consolidated world
  • More govenrment regulation and oversight is coming
  • Move to commoditization due to lower margins and less money to go around.

Who will survive: The companies that are thinking about new products, new business models.

Those that undeerstand the consumer and understand how to deliver value.

Business Intelligence that understands the consumer and their lifetime value.

In terms of life time costs: Acquisition costs  will flatten
Retention costs will increase and serivce costs will be contained.

In the Travel industry the transformation of the business model flattened in five years. Primarily through the use of the Internet. We can expect the same happening in Health Care.

92% of Americans get HealthCare through employers/Consultants. The durct to consumer model is broker based (about 8% of market) 

The future is in the exchange model.

survivors will be those that understand how to please the customer.

Consumers like to shop in multi-channel venues. There are typically 4.2 touch points before customers buy a Medicare product.

Successful consumers will understand which are the high value consumers.

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#whccic Panel: overcoming obstacles to innovation

More real time notes from the WHCC Innovation Congress.

Martin Graf of L.E.K. Group chaired the panel. Other members of the panel:

MaryAnn Stump, SVP, Chief Strategy and Innovation Officer, BCBSMN
Mohan Nair, EVP and Cheif Marketing Executive, Regence Group
Lindsay Resnick, Chief Marketing Officer, Gorman Health Group
Lois Gargotto, VP, Market and Business Segment Operatins, Humana

Macro trends:
- Health Care Reform
- Medicare, Medicare, Tricare and VA increasing spending
- Reduction in employer-based coverage
- Increase in uninsured population
- Increased Employee cost share
- Aging population
- Reduced benefits to retirees
- Consumer engagement increasing
- Cost impact of new technologies and therapies

The Health Care System thrives on innovation - Then why does it seem that major sections of the industry seem to thrive on the Status Quo.

It takes a lot to innovate but not a lot to disrupt it.

What is the biggest obstacle to innovation in your organization?

MaryAnn - We believe we need to be knowers. We need to be learners.  Thought innovation precedes Approach innovation and then product innovation.

What are the game changers - what are the disruptive solutions. How do we embrace game changers:

Lois Gargotto - Understanding who the consumer is. moving from a traditional employer-oriented strategy.

Humana has recruited a new Consumer Research Czar.

We have to recognize the different consumer personas. 

The Consumer-Payer-Provider triangle  There is conflict in the industry.  Providers under pressure, Payers under pressure and the Consumer has seen a rising cost share and are feeling disenfranchised.

Mohan Nair - You have to have the courage to challenge the status quo. Learn to forget.

Lindsay Resnick - Resistance to change is an internal issue. That's how we have always done it. Decision paralysis. eg. with health reform - wait to see what happens with health reform. Need to work through alternative scenarios.

Externally, there is a need for consumer behavior change. We haven't balanced education and messaging and tools to encourage change. We communicate rules and boxes and not answering the "What's In It For Me" consumer question.

MaryAnn - Minute Clinics are a game changer. They meet a consumer need. We haven't done enough to encourage consumer engagement.
The linkage to consumer engagement is the number one issue.

Lois -  Health Insurance will become highly regulated. Therefore the opportunity is to transition to a focus on wellbeing. There will be a convergence of health and wealth management. We are already seeing this in the senior population. Health, Wealth, Life and Happiness. Exercise, diet, groceries all play in to the solution.

Mohan - How do we make change happen - Innovation comes from the opposite of reform - ie. control. How do we manage the environment of health. Innovation comes at home based around Social Media and other tools. Look to engage consumers BEFORE they enter the illness cycle. 5,000 consumers engage on the web while they are healthy. Come to the site 5 times a year.  People are engaging with each other. 

Lindsay - In a reformed environment  Medical Management is the game changer. From a practical standpoint we will have to manage medical loss ratios. New entrants from the uninsured population will require Health Care. This will be the area of immediate payoff.

Who will be the innovators?

Lindsay - The consumers

MaryAnn: Keep your eyes open - innovation can come from anywhere.

Lois - Technology and devices eg. the iPhone. PCP's are a dying breed. Nurse-Managed Medical Homes are appearing.

Mohan - There are more unknowns than ever. You have to build a platform. You have to make choices and commit. The world is moving from Market Following to Market Making.

Social Media must be integrated because the community is becoming a co-creator and Social Media is the transport for innovation.

Final thoughts

MaryAnn - embrace the crazies and it won't be all neat and tidy.

Mohan - The Wellness Hub is in the family Household. Embrace it.

MaryAnn - doing interesting things with American Well. It required extensive collaboration and re-thinking in many areas.

Lois - Many people go to YouTube to gather information / facts

PS. CMS has put out guidelines on the use of Social Media. their recommendations are so restrictive they largely prevent use. It will be interesting to see the industry response.

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#whccic Keynote - Health Care Reform

Jeff Lemieux, SVP at the Center for Policy and Research at America's Health Insurance Plans (AHIP)

The slides Jeff used ar packed with data. It would be great if he actually pulled out the meaning from the slides. With these slides flying by it is just data without a lot of meaning.

Jeff talked about Managed Care 1.0, the backlash and the emergence of Managed Care 2.0

The backlash from Managed care in the late 1990's driven by:

High Deductible Plans:

Grew from 6M to 8M between Jan 2008 and Jan 2009.

Managed Care 3.0:

- More heavily regulated
- Innovation will go back to the Clinical area
Jeff suggested the following areas of "Focue" (that wa sa typo in the title of his slide)

- Post discharge Transitions
-
One example given was a patient taking 51 medications. This is not unusual.

Fee For Service Readmission rate across Medicare runs at 20%. No indication of Home or Physician visits for most of those re-admissions. 

Managing the post-care transitions is a big area that is ripe for innovation and cost savings.

Medication Reconciliation

Fallon Community Health Plan send a pharmacist to the home 3 days are discharge to help patients with more than 10 prescriptions.

Cigna have nurses that contact Medicare Advantage patients within 24 hours of discharge.

Geisinger has a 90-day bundled payment to surgen and hospital for an episode of care. This avoids paying for re-admissins and  gives surgeons and hospitals an incentive to improve re-admissions. This is all good for the patient.

Emblem Health - has an ER Frequent Flyer Program. By managing people with frequent admissions to the ER they reduce utilization by 8% in the targeted group.

Jeff Lemieux on Health Reform "The Democrats has a great opportunity to snatch defeat from the jaws of victory." 

What will States do that differs from Federal?

"The States have no money to do anything right now."

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